About half of our clients are first time home buyers.  This means we have a lot of experience helping people take that first huge step to home ownership.  We also give between 60% of our commission back to our buyers after the sale if you find your own home.  This is especially important for first time home buyers who often use their rebate checks for furniture, savings, or to upgrade some part of their new home.  If you take that rebate into account, our buyers get their homes for thousands and thousands of dollars less than they would, with a traditional real estate agent.

First time home buyers Usually want a smaller down payment. It is important to have money left over for the unexpected. There are some special Government loan programs that allow this to happen for first time home buyers.

Our partner, Land Home Financial, offers U.S. Government backed FHA loans which require a much lower down payment (as little as 3.5%) than conventional loans for first time home buyers.  We work hand in hand with them to get you the right loan, which in turn helps our buyers get the lowest payment possible for your first time home purchase.

If you want to arrange your own loan, that is fine with us.  The important thing is that you get into your new home while saving as much money as possible.